Does Hyundai Finance Bad Credit?

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Shopping for a car in the Billings area but have questions about bad credit financing? No problem! The Hyundai finance team here at Underriner Hyundai is here to help, even if you’re dealing with a low credit score or no credit history. Despite these challenges, you can drive home to Laurel in a new Hyundai vehicle with our help! We’ll walk you through the Hyundai finance process from start to finish so that you can make an educated purchase. Read on to learn more about how our dealership can help you secure bad credit financing!


Applying for Hyundai Finance Options with Bad Credit

Before you apply for financing at Underriner Hyundai, it’s important to take a few steps to ensure you get the best deal. Here are some smart things if you’re pursuing bad credit financing:

  • Set a monthly budget based on what you can afford — you can estimate car payments online!
  • If possible, make a larger down payment to offset your monthly payments thereafter.
  • If you can, clean up your credit report as much as possible before applying for a car loan — this will provide you with more load options.
  • Be honest with yourself and your finances — if you need a more budget-friendly car, let our sales staff know!
  • Peruse our finance and lease deals as well as our used car options.

Navigating Bad Credit Financing

It’s important to note that when pursuing Hyundai finance options with bad credit, you may have to pay a higher down payment or pay higher-than-average interest rates. Here are some tips to help you streamline the process:

  • Don’t assume you won’t be approved for an auto loan due to bad credit. There are plenty of Hyundai finance options out there, so it’s important not to take the very first option extended to you. Shop around and ask questions to get the best possible loan rate!
  • Know your budget and your credit score. When you apply for financing, your credit score may decrease. To combat this issue, try to keep all of your loan applications within a 14-day window. This will limit the damage.
  • Actively work on your credit score. While many dealers accommodate bad credit financing, a better credit score will open up your options. If you foresee the need to buy a new car in the near future, start building your credit by using a credit card to pay small bills that you know you’ll immediately be able to pay off.
  • Prepare for added costs. While it’s possible to get a car loan with bad credit, the sacrifice is often a higher down payment and/or a higher interest rate. Keep these in mind when budgeting.
  • Explore leasing options. Because it’s often easier to secure a lease with bad credit, this may be a good temporary option while you work on your credit. Leases also typically have lower monthly payments!

Explore Hyundai Shopper Assurance

In addition to accessing Hyundai finance options for bad credit, Big Timber shoppers can also take advantage of the Hyundai Shopper Assurance program. This program provides the following benefits for added transparency in the car-buying process:

  • Price Transparency: MSRP for vehicles are clearly marked on the Hyundai website
  • Flexible Test Drives: We accommodate Livingston drivers no matter how busy they may be! Choose the location of your Hyundai test drive through an app.
  • Online Paperwork: To better accommodate shoppers, most paperwork can be filled out online! This will limit your time spent at the dealership for maximum efficiency.
  • Money-Back Guarantee: Don’t love your car? No worries! The Hyundai Shopper Assurance Program Offers a three-day money-back guarantee.

Rely on Underriner Hyundai for Hyundai Finance Options!

When you’re ready to drive home in a new vehicle, you can rely on Underriner Hyundai regardless of your credit situation! Our finance team is happy to walk you through the car-buying process. Whether you have questions about bad credit financing, gap insurance, or the Hyundai warranty, we have you covered. Feel free to contact us at your convenience if you have any questions! Looking for other ways to shop? Consider a Hyundai Palisade lease deal!

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3671 Pierce Parkway • Billings, MT 59106

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Underriner Hyundai 45.7342483, -108.6105298.